LAVI Equity Group
Years
Client Approvals
Approvals
Our Team Offers the Following Business Funding Options
Unlock the capital you need with our tailored business funding solutions, designed to fuel growth and maximize opportunities.
Startup Loans $25,000-$250,000
Advances $25,000-$500,000
Lines of Credit up to $1M
Equipment Funding $25,000-$5M
Business Credit Cards $25,000-$250,000
Looking to grow or start your business in your area, or nationally?
We can help.
Need to purchase equipment for $25k or more?
We have programs.
Need to upgrade your look, location, or brand?
We can make that a reality.
Would adding more product help you get to the next level?
Let's increase your revenue.
Need to make a large purchase for your business and don't want to use your cash flow?
We can help.
Do you have multiple MCAs and they are hurting your profitability?
We can consolidate in some cases.
Let's Take a Closer Look
Our Funding Programs
Startup Loans
Whether you are pre-revenue, new revenue, or a business open under two years, a startup loan may be the best option for your needs.
With a two-to-seven-year term, and a monthly payment, you can feel at ease with a lower more manageable payment as you grow.
Our startup loan program is for good and great credit United States citizens.
We work with lenders that use Experian, Equifax and TransUnion scores on the FICO8 model. Most lenders require a 650+ score to qualify for funding.
For best results have a clean credit history, with 3+ open lines and at least 5 years of credit history.
Your paystubs, or tax return is what most lenders will look at to determine how much funding you qualify for. The more money you make, the more funding you can qualify for.
It's recommended that you make $50,000 adjusted gross income or more to get approved.
For 700+ scores you may qualify for a no doc loan, and business credit cards, where documentation is minimal.
With our other funding programs, you will need to provide proof of identity, and income, and they will prefer a soft pull for offers.
Business Advances
When a business owner has credit issues, traditional banks aren’t the solution. Most banks, including credit unions and the SBA want owners to have a 680+ credit score.
So where can you go to get funding when you need it? Business advances!
Business owners that have been open at least three months, with $10,000 in monthly revenue and a 500+ FICO, you can get funding based on your revenue.
To qualify;
We work with lenders that use Experian, Equifax and TransUnion scores on the FICO8 model. Most lenders require a 500+ score to qualify for funding.
If you have collections, charge offs, or even a bankruptcy, you can still get approved with this program.
Since funding is based on your revenue, we prefer to work with clients making at least $10,000 per month.
Your funding approval will not exceed 2x your monthly revenue.
Lenders will require you to complete an application, send in three-to-six month bank statements, tax returns (if you want funding over $50k), proof of identity, and financials if wanting over $100k.
Lines of Credit
Are you a business looking for a revolving line that you can pull money from at any time for any reason without having to apply and wait for funds to post?
Once you are approved, you get a portal, and can draw money instantly.
As a bonus, a business lines of credit provide that AND report to business credit.
Our lenders require a 650+ score from all owners of the business and require 100% ownership on the application.
Having strong business credit will help with an approval.
Lenders are going to want to see $25,000+ per month in revenue, plus a minimum of $5,000 average daily balance. Additionally, you need to show ten deposits minimum per month.
Lenders will require bank statements, tax return, proof of identity, and depending on the amount, financials.
Equipment Loans
Does your business need to upgrade, replace, or expand with equipment? Our equipment loan program provides a monthly payment loan with up to a seven year term.
Our equipment loan program also allows you to secure other funding without the risk of a decline because of recent funding!
To qualify;
Lenders prefer a 600+ FICO from each business owner in order to qualify.
Having charge offs, and collections will not affect your likelihood of approval.
If you have bad business credit, an approval is unlikely.
Your net profit needs to be at least $35k, and depending on the cost of your equipment, you may need to show a larger profit. Larger profits lead to larger equipment approvals.
If you show a loss on your taxes, you will not qualify for this program.
Lenders will want an invoice from a US vendor for the cost of the equipment starting at $25,000. You will also need bank statements, and possible financials to get an approval.
Business Credit Cards
Want to tap into 0% offers, and funding using your business profile? This is the program.
With all the changes in business credit, most credit cards now require a PG, but the major benefit is you don’t need to show income to get approved for large approvals.
Most lenders do not require a minimum revenue.
You will need an EIN, an LLC or Corporation registered with the Secretary of State.
Some lenders will have additional requirements.
Building Wealth, Creating Opportunities
We Offer the Following Personal Funding Options
Access personalized funding solutions designed to meet your financial needs and goals.
Personal Loans $25,000-$150,000
Debt Consolidation $25,000-$150,000
Personal Credit Cards $25,000-$150,000
Do you have credit card or personal debt you want to reduce the payment or APR to.
Are you looking at making a large purchase over $25k, we have monthly options.
Whether its in stocks, opening a new business, investing in one, or buying real estate.
Let's Take a Closer Look
Our Non-Business Funding Options
Personal Loans
Are you an individual seeking funding for a large purchase, startup a business, or for personal reasons?
Get a two-to-seven-year term, with an affordable monthly payment.
Our personal loan program is for good and great credit United States citizens.
Debt Consolidation
Do you have credit card debt, or other debt totaling over $25k and want to get a single monthly payment, or a more affordable payment? This is the program for you.
Get a two-to-seven year term, with a monthly payment.
To qualify;
We work with lenders that use Experian, Equifax and TransUnion scores on the FICO8 model. Most lenders require a 650+ score to qualify for funding.
For best results have a clean credit history, with 3+ open lines and at least 5 years of credit history.
Your paystubs, or tax return is what most lenders will look at to determine how much funding you qualify for. The more money you make, the more funding you can qualify for.
It's recommended that you make $50,000 adjusted gross income or more to get approved.
For 700+ scores you may qualify for a no doc loan, and business credit cards, where documentation is minimal.
With our other funding programs, you will need to provide proof of identity, and income, and they will prefer a soft pull for offers.
Personal Credit Cards
Ready to tap into the 0% money you keep reading about online? You are in the right place.
Our experts can stack multiple credit card offers, most at 0% to get you access to capital up to $150,000.
Lenders want to see 680+ credit score across Experian, TransUnion and Equifax on the FICO8 model.
Your credit needs to be clean, inquiries under four, with utilization under 40%, and a strong mix of open revolving lines.
Most lenders do not require a minimum revenue.
Documentation is minimal, your need to show proof of identity, provide your mailing address, birthdate, and SSN.
Smart Capital for a Stronger Future
We've Funded Over 22k Clients
What Our Clients Says
Since 2018, our team has gotten $1.642 Billion in approvals
Ready to Speak with a Funding Expert?
As a reminder, we DO NOT hard pull your credit for offers, or charge you any upfront fees.
Once you complete our form, your funding expert will reach out to schedule a call at your convenience.
FAQS
Frequently Asked Questions
Find answers to common questions about our services, funding options, and investment process.
Most programs require a personal guarantee (PG). Programs like business advances DO NOT come with a personal guarantee, but if you default, you will be liable for repayment.
Depending on the program, you can receive funding within 2-3 days. Other programs can take 1-3 weeks. You will be informed on the time frame by your expert during your processing call.
Business funding requires a business bank account. The only programs that DO NOT require a business bank account are startup loans, personal loans, and credit cards.
Got questions?
We’ve got answers! If you don’t find what you’re looking for, feel free to email us or give us a call!